Intro
In this episode of “The Ramsey Show,” Dave Ramsey and Dr. John Deloney discuss establishing money boundaries with family. They also talk about Dr. Deloney’s new book, “Building a Non-Anxious Life,” and offer advice to callers facing financial challenges and debt. Plus, they share insights on the power of hope, the importance of community support, and tips for achieving financial peace.
Main Takeaways
Building a Non-Anxious Life
- Dr. John Deloney launches his latest book on Presail, called “Building a Non-Anxious Life.”
- Anxiety is not the problem, it’s the alarm that lets you know something is wrong.
- Six daily choices to change things in your life and home to reduce anxiety and stress.
- Connection is one of those choices, as we’ve lost relationships due to cell phones.
- Having the phone on the table actually decreases interaction.
- Health and healing is another choice, as we’ve reached a point in our culture where we’re not well.
- We need to take control of our health and deal with old traumas to handle the chaos in our lives peacefully.
- Two of the six choices that cause anxiety are relationships and health.
- Making better choices in these areas can reduce anxiety.
- Our bodies are not stupid, they are trying to get our attention when we are not safe financially or socially.
- The book is about reclaiming our homes, families, and bodies and achieving financial and relational peace.
Setting Money Boundaries with Family
- A listener asks for advice on how to deal with her siblings who expect her to pay for family events and vacations because she makes more money than them.
- Ramsey advises the listener to either make peace with being the person who pays for everything or to have a conversation with her siblings about everyone paying for their own expenses.
- Setting boundaries with family and friends about who pays for what can be uncomfortable but necessary.
- Drawing the line with a smile and being upfront and clear can prevent awkwardness later on.
- Communicating expectations before the event (e.g. “we’re picking up this part and splitting the rest”) can avoid confusion.
- Having “skin in the game” can make people feel more invested in the experience.
- It’s okay to want to pay for things and celebrate accomplishments, but surprising someone by paying the bill without their consent can be a faux-pas.
- Letting people carry their own weight can be a gift to them.
- Surprising someone by paying the bill without their consent can damage relationships.
- Always offer to pay and make sure you have money to cover your own expenses.
Financial Challenges and Debt
- Sarah lost her husband four years ago and has been struggling financially since the insurance company froze payments.
- Her home is worth $375k and she owes $64k, but she is facing foreclosure on September 17th.
- The Ramsey Show assures Sarah that they will help her and she will not lose her home, emphasizing that it is not her fault and that they have ways to address the problems.
- They will connect her with a counselor in her town and a local church to provide emotional and community support.
- The show advises Sarah to let her children know that they are not crazy and that she misses their dad too, as one of the greatest gifts she can give them right now.
- Seeing a grown-up reach out for help when they’re hit with everything is a gift for children.
- Children get to see what it looks like when a community rallies around someone in need.
- By watching their mom go through tough times, children learn invaluable lessons on how to deal with difficult situations in their own lives.
Summary
Building a Non-Anxious Life
Dr. John Deloney’s new book, “Building a Non-Anxious Life,” explores the choices we can make to reduce anxiety and stress in our lives. He emphasizes the importance of connection and reclaiming relationships that have been affected by technology. Taking control of our health and addressing old traumas is also crucial in achieving peace amidst chaos. The book offers practical advice for achieving financial and relational peace.
Setting Money Boundaries with Family
Setting money boundaries with family and friends can be uncomfortable but necessary. It’s important to communicate expectations before events and be clear about who will be covering expenses. Surprising someone by paying the bill without their consent can damage relationships, so it’s best to offer to pay and make sure you have the means to cover your own expenses. Letting people carry their own weight can be a gift to them and prevent awkwardness in the long run.
Financial Challenges and Debt
Sarah, a widow with four children, is facing financial challenges and the threat of foreclosure. The Ramsey Show assures her that they will help her and connect her with emotional and community support. They emphasize that it’s not her fault and that there are ways to address the problems. By reaching out for help, Sarah is setting a powerful example for her children and teaching them valuable lessons on resilience and seeking support in tough times.
Conclusion
In this episode of “The Ramsey Show,” listeners gain insights into building a non-anxious life, setting money boundaries with family, and overcoming financial challenges. Dr. John Deloney’s new book offers practical strategies for reducing anxiety and achieving peace in various areas of life. The show provides valuable advice on communicating expectations and avoiding financial strain in relationships. Additionally, the Ramsey team demonstrates their commitment to helping individuals in tough situations and providing community support. Overall, the episode offers hope, guidance, and actionable steps towards financial peace and personal growth.
